As a follow-up to my earlier post on the growing unaffordability of higher education and its effects on families, I bring your attention to a Wall Street Journal article.  The author, Philip Shiskin, writes, “As the economy shrinks, joblessness expands and small-business owners lose income, many students and their parents are struggling to make payments for the second half of the academic year, which are typically due this month or in January.”  The story describes one parent who is carrying $100,000 in debt for her three children while planning to fund a fourth child.  Finally, it seems standard now that a good private college or university will be cost $50,000 per year.  In my opinion, this “business model” is completely unsustainable and is crushing parents and young adults across America.